You should NOT buy Long-Term Care Insurance
if:
- You can't afford the premiums
- You have limited assets
- Your only source of income is a Social Security benefit or
Supplemental Security Income (SSI)
- You often have trouble paying for utilities, food, medicine,
or other important needs.
You should CONSIDER buying Long-Term Care Insurance
if:
- You have significant assets and income
- You want to protect some of your assets and income
- You want to pay for your own care
- You want to stay independent of the support of others